:root{--ink:#08152d;--muted:#5d6b82;--line:#e7edf5;--gold:#ffbe19;--blue:#0a7cff;--navy:#06111f;--pale:#f7fbff;--shadow:0 18px 45px rgba(15,45,85,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:white;font:16px/1.6 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}a{text-decoration:none;color:inherit}button,input,select,textarea{font:inherit}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid #0a7cff;outline-offset:3px}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}.navwrap{position:sticky;top:0;z-index:20;background:#ffffffef;backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav{height:90px;display:flex;align-items:center;gap:20px}.brand img{width:245px;height:84px;max-width:100%;object-fit:contain;display:block}.navlinks{display:flex;align-items:center;gap:24px;margin-left:auto;font-size:14px;font-weight:700}.navlinks a:hover,.footer a:hover{color:#c48806}.mobiletoggle{display:none;margin-left:auto;background:white;border:1px solid var(--line);border-radius:12px;padding:9px 12px}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:12px;padding:13px 21px;font-size:14px;font-weight:800;border:1px solid transparent;gap:8px;min-height:44px;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn-gold{background:linear-gradient(125deg,#ffd633,#ffb100);color:#101923;box-shadow:0 9px 23px #ffc22c44}.btn-outline{background:white;border-color:#ccd9ea;color:#14233e}.btn-blue{background:#0b70df;color:white}.previewbar{background:#fff9e6;color:#76530d;border-bottom:1px solid #f4dc98;text-align:center;padding:7px 12px;font-size:11px;font-weight:700}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 90% 8%,#dff2ff,transparent 31%),linear-gradient(180deg,#fff,#f8fbff);padding:62px 0 70px}.hero:after{content:'';position:absolute;right:-130px;top:55px;width:350px;height:350px;border:1px solid #cfe7ff;border-radius:50%;box-shadow:0 0 0 44px #e9f6ff88,0 0 0 95px #e9f6ff44;pointer-events:none}.hero .wrap{position:relative;z-index:1}.eyebrow{display:inline-block;color:#bd7b00;text-transform:uppercase;font-weight:900;letter-spacing:.14em;font-size:12px}.hero h1{font-size:clamp(38px,4.4vw,61px);line-height:1.05;letter-spacing:-.05em;max-width:890px;margin:12px 0 20px}.hero p{font-size:clamp(16px,1.7vw,19px);color:#53657c;max-width:760px;margin:0 0 26px}.actions{display:flex;gap:12px;flex-wrap:wrap}.hero-mini{margin-top:25px;color:#59677c;font-size:12px;font-weight:700}.hero-mini span{margin-right:15px}.hero-mini span:before{content:'✓';color:#09a36c;margin-right:6px}section{padding:74px 0}.section-title{font-size:clamp(29px,3.4vw,43px);letter-spacing:-.045em;line-height:1.13;margin:9px 0 14px}.lead{font-size:17px;color:#5b6c83;max-width:760px}.section-header{margin-bottom:31px}.section-header.center{text-align:center}.section-header.center .lead{margin-left:auto;margin-right:auto}.soft{background:#f8fbff}.blueband{background:linear-gradient(125deg,#061b3b,#0c4d91);color:white}.blueband .lead,.blueband p{color:#d5e8fa}.blueband .eyebrow{color:#ffcc4d}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}.card{padding:26px;border-radius:20px;background:white;border:1px solid #e5edf5;box-shadow:0 12px 28px #08254c0a}.card h3{font-size:21px;letter-spacing:-.03em;margin:10px 0 8px}.card p{color:#5c6d84;margin:0;font-size:14px;line-height:1.7}.iconbox{width:49px;height:49px;border-radius:15px;background:#e9f5ff;display:grid;place-items:center;color:#0c65b8;font-size:23px}.checklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 25px;margin:24px 0}.checkline{display:flex;gap:12px;align-items:flex-start;font-weight:650}.checkline:before{content:'✓';flex:0 0 25px;display:grid;place-items:center;background:#fff0bf;color:#9d6d00;border-radius:50%;font-weight:900}.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.panel{background:#fff;border:1px solid #e2eaf5;border-radius:24px;padding:32px;box-shadow:0 15px 30px #071b3d0d}.panel.dark{background:linear-gradient(135deg,#071b38,#0b4d8c);color:white;border:0}.panel.dark p{color:#d5e4f5}.panel h3{font-size:25px;letter-spacing:-.03em;margin:0 0 10px}.panel p{color:#5b6b83}.statline{display:flex;align-items:center;justify-content:space-between;padding:12px 0;border-bottom:1px solid #e9eef5;gap:14px}.statline:last-child{border:0}.statline b{color:#0b1c35}.statline span{color:#66768c}.dark .statline{border-color:#ffffff33}.dark .statline b{color:white}.dark .statline span{color:#c6d9ee}.price{font-size:32px;font-weight:900;letter-spacing:-.05em}.price small{font-size:13px;font-weight:600;letter-spacing:0;color:#6d7b8d}.pill{display:inline-block;border-radius:999px;background:#e8f3ff;color:#1168c2;font-size:11px;font-weight:800;padding:6px 11px}.pill.gold{background:#fff0b7;color:#795200}.muted{color:#63728a}.fine{font-size:12px;color:#7a8799}.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:18px}.table{width:100%;border-collapse:collapse;font-size:14px}.table th,.table td{padding:15px 17px;text-align:left;border-bottom:1px solid #e8eef5;vertical-align:top}.table th{background:#f3f8fd;color:#334964}.table tr:last-child td{border:0}.callout{padding:20px 24px;border-radius:17px;background:#f0f7ff;border-left:4px solid #1580ee;color:#304862}.callout.gold{background:#fff9e6;border-left-color:#ffbe19}.callout.warning{background:#fff5ed;border-left-color:#d9862b}.callout strong{color:#142842}.steps{counter-reset:step}.step{display:flex;gap:20px;padding:21px 0;border-bottom:1px solid var(--line)}.step:before{counter-increment:step;content:counter(step);width:40px;height:40px;flex:0 0 40px;border-radius:50%;background:#ffe8a0;display:grid;place-items:center;color:#624000;font-weight:900}.step h3{margin:0 0 4px}.step p{margin:0;color:#62748c}.faq details{background:#fff;border:1px solid #e5edf5;border-radius:14px;margin:10px 0;padding:18px 20px}.faq summary{cursor:pointer;font-weight:800;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:15px}.faq summary:after{content:'+';font-size:24px;color:#c88b04}.faq details[open] summary:after{content:'−'}.faq details p{color:#5d6e84;font-size:14px;line-height:1.75;margin:12px 0 0}.form{display:grid;gap:16px}.field label{font-weight:700;display:block;font-size:13px;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid #cbd7e7;border-radius:11px;background:white}.field textarea{min-height:100px;resize:vertical}.formnote{font-size:12px;color:#65768d}.notice{display:none;margin-top:12px;border-radius:12px;background:#fff3cd;color:#6d5013;padding:12px 15px;font-size:13px}.notice.show{display:block}.divider{height:1px;background:#e7edf5;margin:22px 0}.cta-section{padding:60px 0}.cta-box{background:linear-gradient(135deg,#071b38,#0c4780);border-radius:26px;padding:43px;color:white;display:flex;align-items:center;justify-content:space-between;gap:25px}.cta-box h2{font-size:33px;line-height:1.15;letter-spacing:-.04em;margin:0 0 8px}.cta-box p{color:#c4d9ec;margin:0;max-width:620px}.footer{background:#061427;color:#c4d0e1;padding:52px 0 25px}.footgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}.footer h4{font-size:14px;color:white;margin:0 0 17px}.footer a{display:block;margin:9px 0;font-size:13px}.footer p{font-size:13px;max-width:260px;line-height:1.7}.footbrand img{width:195px;max-width:100%;background:white;border-radius:10px}.footbottom{border-top:1px solid #24405d;margin-top:35px;padding-top:18px;font-size:12px;display:flex;justify-content:space-between;gap:20px}.footbottom a{display:inline}.legal-draft{background:#fff5d8;color:#7b5511;padding:14px 18px;border-radius:12px;border:1px solid #f2d18c;margin:0 0 22px;font-size:13px;font-weight:650}.maplinks{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.maplinks a{padding:15px 16px;border-radius:12px;border:1px solid #dfeaf5;font-weight:700}.maplinks a:hover{background:#f3f9ff}
@media(max-width:900px){.nav{height:76px}.brand img{width:210px;height:70px}.navlinks{display:none;position:absolute;top:76px;left:0;right:0;background:white;border-bottom:1px solid #e2eaf4;padding:18px 25px;box-shadow:0 20px 30px #09234a1a;flex-direction:column;align-items:stretch;gap:16px}.navlinks.open{display:flex}.mobiletoggle{display:block}.grid.four{grid-template-columns:repeat(2,1fr)}.footgrid{grid-template-columns:repeat(2,1fr)}}@media(max-width:680px){.wrap{width:min(100% - 30px,1180px)}.hero{padding:40px 0 52px}.hero:after{display:none}.hero h1{font-size:38px}.hero p{font-size:16px}.grid,.grid.two,.grid.four,.split,.checklist,.maplinks{grid-template-columns:1fr}.card,.panel{padding:23px}.cta-box{display:block;padding:28px}.cta-box h2{font-size:27px}.cta-box .btn{margin-top:19px}.footgrid{grid-template-columns:1fr 1fr}.footbottom{display:block}.footbottom span{display:block;margin-top:8px}section{padding:52px 0}.nav .btn-gold{display:none}}

/* Final draft refinements */
html{scroll-padding-top:90px}.navlinks a[aria-current="page"]{color:#075bc2}.card:focus-within,.maplinks a:focus-visible{box-shadow:0 0 0 3px #a8d4ff}.card a:not(.btn):hover{text-decoration:underline}.previewbar{font-weight:700}.legal-draft{max-width:100%}.tablewrap:focus-within{outline:2px solid #e6eef8}#navtoggle{min-height:44px}@media(max-width:680px){.navlinks .btn-gold{display:inline-flex}.table th,.table td{padding:11px}.hero h1{font-size:clamp(34px,9vw,44px)}}


/* Approved brand-aligned public design explorations */
.tbk-hero{padding:70px 0;background:radial-gradient(circle at 90% 12%,#dff3ff,transparent 38%),linear-gradient(130deg,#fff,#f6fbff)}.tbk-hero h1{font-size:clamp(39px,5vw,66px);letter-spacing:-.055em;line-height:1.04;max-width:890px;margin:13px 0 17px}.tbk-hero p{font-size:18px;color:#556b85;max-width:790px}.tbk-gold{color:#d69300}.tbk-tags{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}.tbk-tags span{padding:7px 12px;background:white;border:1px solid #d8e8f5;border-radius:100px;font-size:12px;color:#345b7d;font-weight:750}
.tbk-intro{margin-bottom:29px}.tbk-intro h2{font-size:clamp(30px,3.4vw,43px);line-height:1.13;letter-spacing:-.04em;margin:9px 0}.tbk-intro p{font-size:16px;color:#5d7086;max-width:780px;margin:0}.tbk-tiles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.tbk-tile{padding:26px;background:white;border:1px solid #e0eaf5;border-radius:21px;box-shadow:0 12px 28px #153a650a}.tbk-tile .n{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:#ffdd7e;color:#725000;font-weight:900}.tbk-tile h3{font-size:21px;letter-spacing:-.03em;line-height:1.2;margin:17px 0 10px}.tbk-tile p{color:#5e7188;font-size:14px;line-height:1.7;margin:0}.tbk-tile .icon{font-size:29px;color:#126bb5}.tbk-tile a{display:inline-block;margin-top:16px;color:#0a69b4;font-size:13px;font-weight:850}.tbk-band{display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:center;background:linear-gradient(125deg,#071e40,#0b5798);border-radius:25px;padding:36px;color:white}.tbk-band h2{font-size:clamp(27px,3vw,40px);line-height:1.13;letter-spacing:-.04em;margin:8px 0 12px}.tbk-band p{color:#d7e9fb}.tbk-band .fact{border:1px solid #ffffff35;background:#ffffff14;padding:13px 16px;border-radius:12px;margin:8px 0;font-size:14px}.tbk-product{display:flex;flex-direction:column;min-height:345px}.tbk-product .price{margin:12px 0 17px}.tbk-product .btn{margin-top:auto}.tbk-product.featured{border:2px solid #e5b536;background:linear-gradient(160deg,#fffdf4,#fff)}.tbk-product .eyebrow{font-size:10px}.tbk-legalnav{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:24px 0}.tbk-legalnav a{padding:12px 15px;border-radius:12px;background:#f1f8ff;border:1px solid #dbeaf9;color:#204a73;font-size:13px;font-weight:750}.tbk-legalnav a:hover{background:#e2f2ff}.tbk-legal-section{scroll-margin-top:110px;border-bottom:1px solid #e2eaf5;padding:32px 0}.tbk-legal-section h2{font-size:clamp(25px,2.7vw,34px);letter-spacing:-.04em;margin:0 0 13px}.tbk-legal-section h3{font-size:17px;margin:20px 0 8px}.tbk-legal-section p,.tbk-legal-section li{font-size:14px;line-height:1.8;color:#4c6079}.tbk-legal-section p{margin:0 0 12px}.tbk-legal-section li{margin:5px 0}.tbk-legal-section ul{padding-left:23px}.tbk-legal-section a{color:#096cb9;text-decoration:underline}.tbk-legal-table{border-collapse:collapse;width:100%;font-size:13px;margin:14px 0}.tbk-legal-table th,.tbk-legal-table td{padding:12px 13px;border:1px solid #dce7f4;text-align:left;vertical-align:top}.tbk-legal-table th{background:#f2f8ff}.tbk-draftnote{padding:18px 20px;border-radius:14px;background:#fff7e3;border:1px solid #eed79d;color:#795719;font-size:13px;line-height:1.6}
@media(max-width:850px){.tbk-tiles{grid-template-columns:repeat(2,1fr)}.tbk-legalnav{grid-template-columns:repeat(2,1fr)}}@media(max-width:680px){.tbk-hero{padding:43px 0}.tbk-hero h1{font-size:38px}.tbk-tiles,.tbk-band,.tbk-legalnav{grid-template-columns:1fr}.tbk-band{padding:25px}.tbk-product{min-height:0}}

.tbk-step-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:14px;margin:18px 0}.tbk-step-grid article{background:#f4f8ff;border:1px solid #dce9f5;border-radius:14px;padding:19px}.tbk-step-grid p{font-size:14px;line-height:1.6}.tbk-policy-note{background:#fff5dc;border-left:4px solid #d9a42e;padding:15px;border-radius:8px}.faq-section .faq details:target{outline:2px solid #d6ad36;outline-offset:3px}

/* Rev5 shared public preview banner and non-overlay contact access */
.previewbar{padding:8px 16px;background:#061526;color:#ffe19a;text-align:center;font:600 11px/1.5 Inter,system-ui,sans-serif;letter-spacing:.3px}

/* Rev8 - public learning-centre philosophy */
.tbk-learning-philosophy{padding:44px 0 28px;background:#fff}.tbk-learning-philosophy-inner{max-width:1000px;padding:36px 42px;border-radius:22px;border:1px solid #dbe4ef;border-left:5px solid #d7a01c;background:linear-gradient(125deg,#f9fbfe,#fff);box-shadow:0 12px 30px rgba(8,21,45,.045)}.tbk-learning-philosophy h2{font-size:clamp(25px,3vw,35px);line-height:1.2;letter-spacing:-.035em;margin:12px 0 20px;color:#08152d}.tbk-philosophy-statement{font-size:clamp(19px,2.2vw,24px);font-weight:650;line-height:1.52;color:#15294a;margin:0 0 16px}.tbk-philosophy-small{font-size:15px;line-height:1.7;color:#5d6b82;margin:0;max-width:820px}@media(max-width:640px){.tbk-learning-philosophy{padding:24px 0 10px}.tbk-learning-philosophy-inner{padding:26px 22px;border-radius:17px}}

/* Rev17: Compact heading-free FAQ on supporting pages; main FAQ page unchanged. */
section.tbk-faq-headingless{padding-top:clamp(24px,3.5vw,48px)!important;}